1）常用词汇
bank book/pass book存折              open an account开户
earn interest赚取利息                 savings account储蓄存款帐户
current account活期存款帐户           check/cheque  account支票帐户
deposit account定期存款帐户           annual interest rate年利率
monthly savings account按月计息帐户    daily interest account按天计息帐户
instant account速成户头                service charge服务费/手续费
signature card签名卡                  draw/withdraw提款 
order check/cheque记名支票            rubber check/cheque空头支票
blank check/cheque空白支票            exchange rate汇率
denomination=face value面额           four in hundred四张一百元面额
give the money in fives/tens换成五元或十元面额
bill钞票                             change零钱
cash现金                            password/code密码
amount in figures小写金额              amount in words大写金额
credit card信用卡                 the balance of your bank account帐户余额 
traveler’s check/chque旅行支票         coin硬币
penny便士                          nickel（美、加）的五分硬币
dime（美、加）的十分硬币           unit 货币单位                    
value/worth面值                     ounce盎司1/16磅                   
commercial/merchant bank商业银行     full refund全额偿还
extension延期                       overdraw/overdraft透支
rebate回扣                          payday发薪日
pay slip/envelop薪水单               a princely sum(an excessive amount)巨款
mortgage抵押                       by installment分期付款
apply for/grant_______a loan申请/批准贷款
debt债务                           collateral担保物
fill out/in填写                       chquebook/checkbook支票簿
loan贷款                           joint account联名帐户
expense account公款支付帐户         cashier收银员
teller银行职员                      statement对帐单
money order汇票                    accountant会计                
A.T.M自动取款机
2）常用句型
I’d like to open a_____________account.
I’d like to check the present balance in ___________account.
I’d like to apply for a personal loan.
I’d like to change(兑换)___________for_____________.
What’s the current rate?
How would you like to receive your change（零钱）?

还有时常会考到银行的开放时间，一般是几点到几点？还有周末或许不同（注意）